health insurance

health insurance

Hey Doc, Who Can Enroll in the Health Insurance Marketplace?

11h ago
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Description

This is the fourth installment of the Texas Medical Association video series explaining the new Health Insurance Marketplace (sometimes called "exchange") under the federal health law, the Affordable Care Act. In this video a patient asks, "Hey, Doc, who can enroll for health insurance through the Marketplace?" The physician, Carlos "Hey, Doc" Cardenas, MD, Chair of TMA's Board of Trustees, answers, "Remember my friend: The idea behind the Marketplace is to make it easier for people to shop for and buy health insurance on their own. "So if you or your family are uninsured now or if you buy insurance on your own, you can shop for plans at the Marketplace. If you turned 26 and can't stay on your parents' plan, you can find insurance through the exchange. And if you just want to shop around for a new plan, you can do that, too. "This is important: Even if you are already sick -- something the insurance companies call a 'pre-existing condition' -- you can't be denied coverage or charged more because of that. "Also, despite what you might have heard, undocumented immigrants can't get insurance through the exchange. And if you have Medicare or Medicaid, or if you like the plan you have, then turn this video off and go back to watching football ... or the cooking channel ... or 'Honey Boo Boo!' "Otherwise, remember, everyone has to have insurance by January first. "For answers to more of your questions, stay tuned... or go to Healthcare.gov ... or BeCoveredTexas.org ... or HeyDoc.texmed.org. "For the Texas Medical Association, I'm Carlos 'Hey, Doc' Cardenas."